HI-Scot has been in existence since 2006, though up until 2010 was under the name of Western Isles Credit Union. The name was changed to HI-Scot to reflect that fact that we'd moved to a position of serving all of the Highlands & Islands, and indeed anyone who lives or works in this area can apply to join us.

HI-Scot lets people in the Highlands and Islands come together to save, and borrow money at low rates. Operated on a not-for-profit basis with surpluses being returned to members, membership of HI-Scot can also be seen as a more ethical alternative to banks and other financial institutions.

Money lending services